Dental plans differ from general health insurance. Based upon agreements made between employers and insurance companies, the amount covered by dental plans varies depending on how much employers pay into their dental plans and the coverage guidelines set within dental plan agreements. No standard for dental coverage exists; coverage varies greatly between plans, employers and coverage levels.
When reviewing your own dental plan and coverage options, it’s helpful if you are familiar with the jargon commonly used in insurance documents. Understanding these terms will help you decipher what coverage you have access to and how much you can expect to owe out of pocket on your dental bills.
With the complications of dental plans and budgets, it can sometimes be difficult to know which treatment course is best for you or your family. We don’t recommend relying on what your dental plan deems “dentally necessary” to make decisions regarding your own healthcare.
At Schaffer Dental Excellence, we strive to help each patient achieve the best dental health possible, preserving smiles and safeguarding health for life. We work with each patient to devise the best individual treatment plan based upon their dental needs. We also work with patients to help them better understand their dental coverage and the cost of treatment. We always welcome patients to contact our office with any questions regarding dental plans or our services.